Virtually every gardener will run into powdery mildew in their garden at some point. Unlike most fungal diseases, powdery mildew doesn't need rain or wet leaves to spread. Just humidity, moderate temps, and a little bit of wind. I've seen an infection of powdery mildew on a phlox plant jump to another phlox planted almost 20 feet away, its spores carried by the wind.
What it looks like: A white or grayish powdery coating on leaf surfaces, stems, and sometimes flower buds. It will look like someone dusted the plant with flour and walked away.
Plants most affected: Garden phlox, Monarda (bee balm), roses, zinnias, and lilacs are frequent targets in ornamental gardens.
How to tell it apart: The surface coating is visually unmistakable. It sits on top of the leaf rather than creating lesions within the tissue. As infection progresses, leaves may yellow, curl, and distort beneath the coating.
Organic solutions: The first thing I'd do is prune to thin out an overcrowded plant and improve air circulation, which will help remove the conditions powdery mildew needs to grow. I've had great success treating with neem oil. You then need to spray the leaves, top and bottom, and the stems, to disrupt the lifecycle of the fungus. Make sure to spray in the early morning before sunrise or late evening after the sun has gone down. This will prevent you from spraying pollinators and also protects the plant from leaf burn from the sun.
If you have a plant that is prone to powdery mildew, doing a preventative treatment of copper fungicide can help protect plants from being infected by powdery mildew spores. It's important to remember that copper fungicide can shield a plant from infection, but it doesn't impact established powdery mildew.
If powdery mildrew is a recurring problem in your garden, I'd highly recommend choosing resistant varieties. Most modern phlox and Monarda selections have significantly improved resistance.